Reverse mortgages sometimes seem like the perfect solution for retirees who need a bit of extra income. Reverse mortgages allow homeowners who are at least 62 years of age to access their home equity, but the TV ads don't always fill in all the details you need to know before you consider taking one out.

reverse mortgage

Money and finance can be stressful topics of conversation. No one is born naturally money-savvy, but it’s important to keep informed in today’s globalized world.

Say you want to ask your bank about getting a mortgage or opening an investment account, but you’re afraid you won’t understand some of the vocabulary or numbers they throw at you. Instead of nodding your head and walking out unsatisfied, you can go into these conversations prepared! Facty Finance will help you gain an understanding of the basics, so you can get the most out of your time and money.

However, Facty Finance is not only there to give you an overview of the basics. Jump into articles about creative ways to save money, like <em>Best Cell Phone Plans</em> or <em>10 Easy Ways to Make Extra Cash</em>. Read about the things you need to know to expand your mind and your money to its full potential.

Finance

It’s not unusual these days for people to pretend to have high IQs because they feel smart and they know that the IQ scale is a method of gauging human intelligence. However, the concept of intelligence is abstract, and IQ scales vary based on the test you’re taking.

Everyone’s favorite Mythbuster, Adam Savage, once said: “the difference between screwing around and science is writing it down!” So true, Adam, so true. As long as you record your observations, you’re a scientist. Scientists gather knowledge, make observations, write them down, and test their theories. This process is known as the scientific method.

There are three main branches of science: physics, chemistry, and biology. These sciences combine with other fields to make specializations. For example, if you wanted to be a doctor, you would study human biology and organic chemistry. If you wanted to be an astronomer, you would study astronomy and astrophysics.

Those that study the sciences will tell you how closely related math, science, and engineering are. The acronym, STEM (Science, Technology, Engineering, and Mathematics), refers to the close relationship between these fields. People in STEM industries help to shape our understanding of the world. Without STEM, our quality of life would be poor. Not only would we be without cell phones and computers, but we also wouldn’t have vaccines and surgery. At this point in history, it is hard to imagine what our lives would look like without it.

Answers

What is Communism? Why do hurricanes happen? Why do we yawn? Where can you find the answers to these questions and so many more? Facty Answers is the place to go when you want to learn something new or the answer is just on the tip of your tongue. Sometimes you might already know the answer, but you may want to double-check or read in greater detail about it. Our site contains accurate and easy to digest information, perfect for a busy lifestyle.

Learning doesn't have to stop when you finish school. Keep your brain young and energized with a stream of new and interesting information. Take in facts from all school subjects ranging from Grammar to Biology. Instead of searching through pages of research or getting lost down a click-hole, use your time productively and find what you're looking for. It doesn't stop there, use Facty Answers to find great quotes or book recommendations. Impress your friends and coworkers with a wide scope of general knowledge. Be a star at your local pub's trivia night. Finally, win that game of Trivial Pursuit with your family.

Science

Raising chickens is a great way to provide healthy, organic nourishment for your household sustainably. A good chicken coop is essential to making sure your fowl friends stay healthy and safe from predators and harsh weather. Fortunately, building one at home is much easier than you think.

Pets are more than another mouth to feed. They're our companions throughout the days, they help stave off loneliness, and provide hours of boundless entertainment. No matter if your pet is a dog, cat, or goldfish we have the answers to your questions.

Pets

Chorionic villus sampling or CVS is a diagnostic test administered in early pregnancy that can determine whether a fetus possesses certain chromosomal or genetic conditions, such as Down syndrome or cystic fibrosis. Physicians perform the test by sampling a small bit of tissue from the placenta.

Chorionic villus sampling

Pregnancy is when a woman is carrying a child inside her womb for up to 40+ weeks before giving birth to a baby. This time is known as the gestation period. The embryo develops over the first eight weeks after conception, after which time it is then referred to as the fetus. The length of pregnancy is divided into three trimesters. The first trimester is from fertilization of the egg with sperm (conception), -12 weeks in the womb, the second trimester is week 13 – 28 and the third is weeks 28 – 40+ after which the baby is born.

Pregnancy is the way we reproduce. It comes about by either sexual intercourse or assisted reproductive technology such as In Vitro Fertilization (IVF). Symptoms include missed periods, nausea or vomiting, loss and gain or appetite, frequent urination and tender breasts.

Every pregnancy will be experienced differently. Some women will feel all the symptoms, and other hardly any. Some women may have complications during pregnancy and others not. If you suspect you may be pregnant, you can go to the doctor for an official test, or take a home test, after which you'll need to see a doctor to confirm and then begin the prenatal care for the remainder of your pregnancy.

Conditions

"Condition" is a general term for particular abnormal diseases that negatively affect a part or all of the body. Conditions are not due to any external injury. Therefore, a broken bone does not classify as a condition, whereas Herpes, OCD, Shingles, and Ulcers do.

Medical conditions are classified by specific symptoms and signs. While each person's experiences can vary, there are consistent signs and symptoms that doctors will look for when diagnosing their patients. We always recommend that people seek a professional diagnosis. Afterward, supplement medical advice and opinion with accurate and easy to read information.

Most people only spend an average of a couple minutes with their doctor during a checkup. Oftentimes patients don't receive the fullest explanation of their diagnosis. Easily search through the vast amount of articles that Facty Health offers for ones that address your specific needs. From there, allow us to help you with those unanswered questions.

Pregnancy

Diseases are classified as rare if fewer than 200,000 people are diagnosed with the condition. Historically, pharmaceutical companies have chosen not to develop treatments for these diseases. As a result, medical professionals refer to these rare genetic disorders as orphan diseases.

Rare genetic diseases

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<div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="3qv9j-0-0"><span data-offset-key="3qv9j-0-0"><span data-text="true">Genetics, combined with a person's environment and experiences influence their development and behavior. You may have heard of the age-old "nature versus nurture" debate. Scientists study how much of what makes us "us" is genetic.</span></span></div>
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<div class="" data-block="true" data-editor="92tae" data-offset-key="6j3sk-0-0">
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<div class="" data-block="true" data-editor="92tae" data-offset-key="da6p3-0-0">
<div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="da6p3-0-0"><span data-offset-key="da6p3-0-0"><span data-text="true">Humans knew for ages that living things inherited characteristics from their parents. Because of these observations, they used "selective breeding" to improve plants and animals.</span></span></div>
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<div class="" data-block="true" data-editor="92tae" data-offset-key="6vat4-0-0">
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<div class="" data-block="true" data-editor="92tae" data-offset-key="6m3l8-0-0">
<div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="6m3l8-0-0"><span data-offset-key="6m3l8-0-0"><span data-text="true">Genetic disorders are a problem caused by abnormalities in the genes. Some genetic disorders are hereditary. This means we are more susceptible to them because of our family history. Other disorders are due to mutations in our DNA. DNA mutations are part of evolution, but sometimes they can cause abnormalities.</span></span></div>
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<div class="" data-block="true" data-editor="92tae" data-offset-key="ecfvk-0-0">
<div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="ecfvk-0-0"><span data-offset-key="ecfvk-0-0"><span data-text="true">Some disorders are common like Familial Hypercholesterolemia, and some are rarer like Hemophilia.</span></span></div>
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Genetic

Probiotics can live cultures that can boost your health. Fermented dairy products like yogurt or milk drinks are popular forms of probiotics. Other fermented foods such as sauerkraut, pickled vegetables, and soy products have the lactic acid bacteria, too.

Probiotics

Which nutrients your body will get and how much depends on your diet. Nutrients are chemical substances that help your body maintain tissues, make energy, regulate different processes, etc. Nutrition is the process of taking nutrients from various foods. There are six classes of nutrients: lipids, carbohydrates, proteins, water, minerals, and vitamins.

The third three classes are known as macronutrients because our bodies need them in large quantities. Lipids, carbohydrates, and proteins are unique because they are the only elements that provide the body with energy. Energy is measured in calories.

Water is also a nutrient that some scientists categorize as a macronutrient because our bodies need it in large quantities. Water is quickly lost through sweat and evaporation, so you need to fill up by drinking liquids and eating fruits, vegetables and other foods that contain water.

Consuming a healthy diet with vegetables, fruits, protein, and dairy ensures the body has enough nutrients to use.

Food

The foods you eat have a huge influence on your ability to enjoy life. One of the main effects of food is the feeling you get from eating a delicious meal. There are many different chemical substances in food, including macronutrients, micronutrients, water and dietary fiber. Macronutrients, for example, protein, are present in large amounts. Micronutrients are present in smaller quantities, for example, vitamins.

Food can also contain flavors, colors, active substances such as steroids, caffeine and salicylates, additives and natural toxins. Different characteristics of food depend on the presence of chemicals in them.
The chemical nature of food can be changed by preservation, storage and, of course, cooking. Moreover, food chemicals can interact with each other. For example, the way in which our bodies absorb carbohydrates depends on dietary fiber, even though our bodies don't absorb the fiber itself.

Which foods you eat have long-term effects on your health. Healthy foods help prevent some chronic diseases and decrease recovery periods from the disease.

Nutrition

During a child’s first few years of life, minor illnesses are common. Most are simple and easily treatable, though some may require medical attention.

Everyone has an opinion about the best way to raise children — regardless of whether or not they have their own! How do you sort through all the noise to find out what you really need to worry about and what you can leave up to chance and intuition?<br>Facty Family is here to help. From what toe-walking means to the best board games to play with your kids, we present you with the details you need to make informed decisions. In the end, it all comes down to what's best for your children, and our articles always on call to offer suggestions, ideas, and assistance.

Family

Family is important. We grow up in them and dream of starting our own. Whether we want two and a half kids and a Golden Retriever or no kids and a condo in Spain, those ideas start brewing early and are bound to change and grow over time.

But creating and managing a household, whatever its makeup, is no easy feat! That's why Facty is here — to provide you with some tips and ideas for getting everything out of your family, whether it's big or small, nuclear or unique, biological or hand-selected. From preparing for a new baby to making the most of retirement, we can help!


Children

The microbiome is made up of microbes that live in various parts of our body. Here's what you need to know about your own microbiome.

Wellness is associated with your lifestyle. Wellness depends on many factors, such as proper weight control, good nutrition, avoiding risk factors such as alcohol abuse and smoking and exercise. People who manage their lifestyle are more productive, healthier and have fewer workplace absences.

Since lifestyle is the leading factor determining your general health, it is important to set healthy goals and have control over your life. The choices you make have a huge influence on your wellness; therefore consistent self-care is vital. While medicine can cure the disease, the wellness lifestyle encourages you to take responsibility for your life.

Wellness is not an absence of diseases. It is an approach developed to achieve the balance between social and emotional functioning. Wellness is a process through which you start making choices towards a healthier lifestyle.

Wellness is a positive approach to life, which emphasizes the importance of the mind and spirit. A wellness-oriented lifestyle means that everything you feel, say and do has an impact on your health.

Lifestyle

Whether you're looking for the finest superfood or you're curious about the benefits of that starfruit you just picked up at the market, Facty has the details. From the best exercises to get fit fast to the real facts on the latest fad diet, we have the answers to your questions.

Wellness

The idea that tea might aid weight loss attracts a lot of interest. These teas, when paired with healthy lifestyle changes, could reduce weight.

Trisomy is the most common type of aneuploidy, conditions caused by an abnormal number of chromosomes. Specifically, trisomy is a classification of conditions that feature three copies of a chromosome rather than the standard two.

trisomy

Malaria is an illness caused by the Plasmodium parasite. There are more than 100 types of Plasmodium, but only five types infect humans. The severity of the illness varies depending on which type of Plasmodium parasite causes the infection.There are various treatments for malaria.

treatments for malaria

<div class="" data-block="true" data-editor="92tae" data-offset-key="bilg0-0-0">
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<div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="216g1-0-0"><span data-offset-key="216g1-0-0"><span data-text="true">Uncomfortable, unwanted, and unfortunate. These are some of the words associated with parasites. The CDC has a long list of the parasites that can affect the human body. Though it might seem like a rare and exotic issue, not </span></span><span class="complexword"><span data-offset-key="216g1-1-0"><span data-text="true">all of</span></span></span><span data-offset-key="216g1-2-0"><span data-text="true"> them are. There is a chance that there is a type of parasite local to your area. Anyone can contract a parasitic infection at one point in their life. This chance increases if they travel abroad on a regular basis.</span></span></div>
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<div class="" data-block="true" data-editor="92tae" data-offset-key="cqpg7-0-0">
<div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="cqpg7-0-0"><span class="hardreadability"><span data-offset-key="cqpg7-0-0"><span data-text="true">Parasitism is the relationship between two different species, where one (parasite) lives in or on the other (host)</span></span></span><span data-offset-key="cqpg7-1-0"><span data-text="true">. </span></span><span class="adverb"><span data-offset-key="cqpg7-2-0"><span data-text="true">Typically</span></span></span><span data-offset-key="cqpg7-3-0"><span data-text="true">, the parasite causes the host some degree of harm.</span></span></div>
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<div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="6corq-0-0"><span data-offset-key="6corq-0-0"> </span></div>
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<div class="" data-block="true" data-editor="92tae" data-offset-key="crpvi-0-0">
<div class="public-DraftStyleDefault-block public-DraftStyleDefault-ltr" data-offset-key="crpvi-0-0"><span data-offset-key="crpvi-0-0"><span data-text="true">Parasites have been plaguing humans since ancient times. </span></span><span class="hardreadability"><span data-offset-key="crpvi-1-0"><span data-text="true">Roundworms, Guinea worms, threadworms, and tapeworms are all mentioned in records as early as 3000 BC</span></span></span><span data-offset-key="crpvi-2-0"><span data-text="true">.</span></span></div>
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Parasitic

Calcium is well known for its health benefits, especially when it comes to bone health. The heart, muscles, and nerves also require calcium to function properly. Read about the many ways calcium benefits our bodies.

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