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9. Mississippi

The Magnolia State is tax-friendly and the cheapest to retire in, but it comes at a significant cost—poor quality of life. The poverty in the state means high crime rates and a public service that's wanting. Healthcare access, including for older adults, is dire, and life expectancy is low. And this is the most humid region of the country, where you'll need multiple showers per day to feel fresh, and the natural disaster risk is high with possible tornadoes and hurricanes.

Highway through suburbs. peeterv / Getty Images

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