As a way of cutting expenses, look to community platforms like Bunz or Craigslist for lower cost, or in some cases, free, used goods. For home renovation projects, can you salvage from a work site or salvage yard? Can you trade goods or services with someone for something that you or your family need? There's a mindset that kicks in when you try to avoid spending money – try to enjoy the creativity that goes along with that.

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