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4. Malta

With its English-speaking population, warm, sunshiny days, affordable living, and high-quality healthcare system, Malta is a retiree's paradise. This island-state, lying just 50 miles south of Sicily in the Mediterranean Sea, is actually five different islands. The closer you live to the coast, the higher you can expect to pay for living accommodations. Although the cost of housing in Malta has increased significantly in recent years, it's still an affordable option for many retirees.

Public transportation around the island is inexpensive and efficient. If you're seeking an urban living experience, check out Valletta, the beautiful capital city of Malta. With its Baroque architecture and rich history, there are a huge number of sites for you to explore. If you prefer a quieter setting, consider Mdina, a town of 300 people, also known as "the Silent City." Signs posted around town remind visitors to keep down the noise.

Marsaxlokk, Malta Photo by Remi Yuan on Unsplash

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