logo

8. When Can Someone Apply for Social Security Retirement Benefits?

As long as a person has paid enough Social Security tax (called credits), they can apply for benefits starting at age 61 and nine months. Full retirement age (FRA) is currently 66 years old. The SSA will pay 100 percent of benefits if someone waits until they are 66. Requesting benefits before full retirement age means you'll only get partial benefits until the person reaches FRA.

applying for retirement

 

Advertisement
Advertisement
Advertisement

Popular Now on Facty


Disclaimer

This site offers information designed for educational purposes only. The information on this Website is not intended to be comprehensive, nor does it constitute advice or our recommendation in any way. We attempt to ensure that the content is current and accurate but we do not guarantee its currency and accuracy. You should carry out your own research and/or seek your own advice before acting or relying on any of the information on this Website.

logo

Do you want to advertise on Facty.com?
Let’s talk about this! Contact us!
advertise@facty.com

© 2026 Assembly Digital Ltd. All rights reserved.