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7. Survivor's Benefits

If one partner in a marriage passes away, the surviving partner may be able to claim the deceased's benefits as their own. If the deceased individual received higher payouts than the surviving spouse, the latter can take over receiving those payments and forfeit their own. You can also consider this when planning out your benefits. You may choose to use other means to increase your personal Social Security benefits, so your family has more to rely on if you were to pass away.

survivor benefits

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