Buy here, pay here dealerships are a way for people with less than perfect credit to buy a car. The dealerships act as both the car dealership and the bank, allowing customers major banks may consider “high risk” to finance a car. Though on the surface this may appear wholly generous, these companies can come with risks.
If your credit is not bright and shiny, you may find a buy here pay here dealership to be a solid alternative to traditional dealerships, who generally work with major banking institution with stricter guidelines about to whom they will loan money. If you're financially secure but your credit has taken a hit for some reason, the former could be a feasible option.
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