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10. Stash Your Cash

The 2008 recession stripped millions of jobs from Americans. Store up as much money as you can while you still have a job so that you can ride out any disruption in employment. Financial experts recommend saving at least six months’ worth of expenses in an interest-bearing emergency savings account. Include your investment contributions in your expense calculations. You are paying your future self and loved ones.

Businesswoman putting money into 401K jar at desk Jamie Grill / Getty Images
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