If you're like most people, you probably find yourself struggling a bit with today's high cost of living. You might not have trouble paying your bills, but somehow there's never enough money to build up your savings or take that dream vacation. Most people wind up spending more money than they realize on little things, which adds up quickly but is also easy to change. Here are some simple tips to help you get control of your spending and discover that '30 days to better finances' is a realistic goal.


1. Figure Out Your Values

It is important to know where you're going if you want to accomplish your goals, so the very first step in your 30-day financial challenge is to figure out what your core values are. Are you an adventurous spirit who finds joy in traveling the world? Or would you rather enjoy the security of a stable home and family? Try to come up with four or five core values. Remember, these aren't goals, so avoid overly specific plans. Your values should be words or short phrases, such as "comfort," "creativity" or "independence."


apichon_tee / Getty Images


More on Facty


This site offers information designed for educational purposes only. The information on this Website is not intended to be comprehensive, nor does it constitute advice or our recommendation in any way. We attempt to ensure that the content is current and accurate but we do not guarantee its currency and accuracy. You should carry out your own research and/or seek your own advice before acting or relying on any of the information on this Website.