If you're like most people, you probably find yourself struggling a bit with today's high cost of living. You might not have trouble paying your bills, but somehow there's never enough money to build up your savings or take that dream vacation. Most people wind up spending more money than they realize on little things, which adds up quickly but is also easy to change. Here are some simple tips to help you get control of your spending and discover that '30 days to better finances' is a realistic goal.
It is important to know where you're going if you want to accomplish your goals, so the very first step in your 30-day financial challenge is to figure out what your core values are. Are you an adventurous spirit who finds joy in traveling the world? Or would you rather enjoy the security of a stable home and family? Try to come up with four or five core values. Remember, these aren't goals, so avoid overly specific plans. Your values should be words or short phrases, such as "comfort," "creativity" or "independence."
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