Most of us can't anticipate problems that could occur that would cause a vacation to be cut short or interrupted. In situations like these, you could lose a substantial amount of money, considering vacations are usually already paid for. Cancellation and trip interruption insurance would compensate you for any part of a trip or a vacation that you didn't get to take advantage of or use. If you had to cancel a trip or cut it short for any reason this insurance would pay for the portion of the trip that you don't get to use.
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