Advertisement

3. Limitations of Dental Insurance

All dental insurance plans have limits to how many times you can have your teeth cleaned per year and what kind of dental procedure is covered. Procedures not covered by a plan are called "exclusions." To learn which exclusions would impact how much you pay for a dental procedure, review the policy booklet provided by dental insurance companies. In most cases, both employer and stand-alone dental insurance policies will not pay for braces to straighten minimally crooked teeth nor will they pay to whiten stained teeth. Dental insurance plans rarely cover treatments not needed to prevent further damage to teeth or gums.

Slavica / Getty Images
Advertisement

More on Facty

Disclaimer

This site offers information designed for educational purposes only. The information on this Website is not intended to be comprehensive, nor does it constitute advice or our recommendation in any way. We attempt to ensure that the content is current and accurate but we do not guarantee its currency and accuracy. You should carry out your own research and/or seek your own advice before acting or relying on any of the information on this Website.