All dental insurance plans have limits to how many times you can have your teeth cleaned per year and what kind of dental procedure is covered. Procedures not covered by a plan are called "exclusions." To learn which exclusions would impact how much you pay for a dental procedure, review the policy booklet provided by dental insurance companies. In most cases, both employer and stand-alone dental insurance policies will not pay for braces to straighten minimally crooked teeth nor will they pay to whiten stained teeth. Dental insurance plans rarely cover treatments not needed to prevent further damage to teeth or gums.
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