Employer health insurance plans often include optional dental insurance. If an employee chooses to opt into dental insurance coverage, their monthly premiums will increase depending on the type of coverage they want. If an employer does not offer dental insurance, you can purchase individual coverage from a health insurance agency that provides stand-alone plans. Be aware some dentists may not accept certain dental insurance plans. If you plan on visiting a particular dentist all the time, check with the clinic staff to find out which plans they do accept. Medicaid and Medicare also help pay for dental costs. If your income is under $40,000 annually, call your state's health department to learn more about Medicaid and Medicare eligibility. In some states, Medicaid also provides partial denture coverage for pregnant women and people with certain types of cancer.
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