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2. Don't Wait Till the Last Minute

While in some cases you can buy travel insurance days before you set off on your trip, in other cases, you have a window in which to make the purchase. Check with the specific travel insurance company you're considering to see what the timing requirements are. Also, be aware: You can't insure yourself against travel-related illness if you've already contracted the malady, and you can't insure against a forest fire or hurricane that's already started.

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