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If you're planning a major trip, you may ignore the issue of travel insurance for one of two reasons: 1) you're too focused on planning the actual trip, or: 2) you don't want to think about all the things that could go wrong. But if something does go wrong, the time you spent choosing travel insurance could make a huge difference. Some trips do require this extra protection, so get up to date with these travel insurance tips.

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1. Your Age Affects the Cost of Your Insurance

No, you don't have to get a physical like you would for life insurance. But the older you are, the more your travel insurance is likely to cost. Your physical condition may play a factor in the cost as well. Don't assume that what your older or younger friend paid for insurance on a similar trip necessarily applies to you.

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This site offers information designed for educational purposes only. You should not rely on any information on this site as a substitute for professional medical advice, diagnosis, treatment, or as a substitute for, professional counseling care, advice, diagnosis, or treatment. If you have any concerns or questions about your health, you should always consult with a physician or other health-care professional.