Opening that first checking account is exciting and a little daunting. To avoid the first-time jitters, these tips for writing checks explain the process. Check-writing is a rite of passage for many adults, and it is important to understand the basics of what checks are for and, most importantly, what needs to be written on those intimidating blank lines.

1. What is a Check?

A check is a legal document that instructs the bank to transfer a specific amount of money from the check writer’s account to the account of another person or business. The person writing the check is known as the drawer, and the person receiving the money is the payee. To ensure the correct amount of money is withdrawn, the check writer needs to fill out the check carefully. It is better to print, especially if the check writer’s handwriting is poor or hard to read.

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